Mortgage Loan Officer (mlo) - Lubbock Region in Lubbock, Tx

Mortgage Loan Officer (MLO) – Lubbock Region

Location: Lubbock, TX
Schedule: Monday – Friday | 9:00 AM – 6:00 PM

Compensation:
$53,081 – $102,856 per year (Depending on Experience, Background, and Qualifications)
Additional monthly incentive opportunity based on department performance goals

ABOUT THE OPPORTUNITY

Snelling Staffing Services is recruiting a Mortgage Loan Officer (MLO) on behalf of a respected financial institution expanding its presence in the Lubbock market.

This role is responsible for originating residential mortgage loans, guiding borrowers through the financing process, and building strong relationships with real estate professionals and community partners. The Mortgage Loan Officer serves as a trusted advisor to borrowers, helping them identify mortgage products that best meet their financial needs while ensuring compliance with lending guidelines and regulatory requirements.

This is an excellent opportunity for experienced mortgage professionals seeking a stable lending environment, competitive compensation, and performance-based incentives.

KEY RESPONSIBILITIES

• Interview prospective borrowers to assess mortgage financing needs
• Originate residential mortgage loans including conventional and government programs
• Guide applicants through the loan application and approval process
• Collect and review supporting documentation such as income verification, property information, appraisals, and insurance
• Submit loan packages with recommendations for underwriting approval
• Maintain communication with borrowers, realtors, title companies, and internal teams throughout the loan process
• Coordinate loan closing timelines and ensure required documentation is complete
• Maintain an organized pipeline of active mortgage applications
• Ensure compliance with all federal, state, and internal lending regulations
• Participate in networking opportunities, community outreach, and homebuyer education seminars
• Support cross-selling of additional financial services when appropriate

The Mortgage Loan Officer plays a key role in delivering exceptional borrower service while maintaining a consistent and compliant loan production pipeline.

QUALIFICATIONS

• High school diploma required; additional coursework in finance, business, or real estate preferred
• Minimum 3 years of mortgage lending or loan origination experience
• Active state and national mortgage licensing required or ability to obtain
• Knowledge of conventional, FHA, VA, and other residential mortgage programs
• Understanding of mortgage regulations and lending compliance requirements
• Familiarity with mortgage loan origination software and lending platforms
• Strong communication, relationship-building, and sales skills
• Ability to manage multiple loan files and maintain a consistent production pipeline
• Knowledge of Texas real estate lending and title regulations preferred

IDEAL CANDIDATE PROFILE

The ideal candidate will be:

• Client-focused with strong borrower consultation skills
• Experienced in mortgage loan origination and residential lending
• Highly organized and detail-oriented
• Skilled at developing relationships with realtors, builders, and community partners
• Motivated to meet production goals while delivering exceptional customer service

COMPENSATION & BENEFITS

This client offers a competitive compensation structure and comprehensive benefits package, including:

Time Off

• Paid Time Off (PTO) for vacation, illness, and personal leave
• Paid bereavement leave

Retirement

• 401(k) retirement plan with employer contribution
• Full vesting after three years of service

Health Coverage

• Medical insurance through Blue Cross Blue Shield PPO
• Dental insurance
• Vision insurance
• Employer pays a significant portion of employee premiums

Additional Benefits

• Flexible Spending Accounts (FSA) for medical and dependent care expenses
• Employer-paid life insurance
• Short-term and long-term disability coverage
• Critical illness insurance options
• Employee Assistance Program (EAP)
• Professional development and training opportunities
• Tuition reimbursement programs
• Monthly incentive opportunity based on department performance goals

WHY THIS ROLE IS A STRONG CAREER MOVE

This position provides an opportunity to:

• Work with an established financial institution entering the growing Lubbock housing market
• Originate a wide range of mortgage products including conventional and government loans
• Build long-term relationships with real estate professionals and borrowers
• Grow your career in residential lending with strong operational support and incentive potential

HOW TO APPLY

Qualified mortgage professionals interested in confidential consideration are encouraged to submit their resume today.

Only candidates meeting the qualifications will be contacted to discuss next steps.

Point of Contact:
Nicole Sharp
Snelling Staffing Services
(806) 797-3281

ABOUT SNELLING

Snelling is a locally owned recruiting and staffing firm with over 200 years of combined staffing experience serving Lubbock and West Texas. We specialize in connecting talented professionals with leading employers across finance, professional services, manufacturing, and skilled trades.

Recognition & Awards

• Forbes Best Professional Search Firms® 2025
• Best of Staffing® Client Satisfaction Diamond Award (2013–2025)
• Lubbock Avalanche-Journal Best of Lubbock® – WINNER / Best Employment Agency (2018–2025)